Public records
- Bankruptcies
- Judgements
- Studen Loan Arrears
- Consumer Proposals & Orderly Payment of Debts
Collections
- Cell phone bills
- DVD/Book Clubs
- Utility Bills
- Parking Lots
- Overdrafts assigned as collections
- Health Clubs
How Long is it on?
All information stays on your credit report for 6 years
- From the date of last activity (DLA)
- Orderly Payment of Debt is the exception
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